Have credit damage keeping you from financing your new home, car, or credit card?

Credit Repair

Wanting to buy your first home or first investment property can be a confusing process when it comes to financing.

When you talk to the bank to get a mortgage they will pull your credit report and history to see how well you do with repaying your debts. This system is a computer algorithm that just gets data sent to it and is often filled with errors that could be dragging down your credit score!

Now, the bank will likely tell you no and decline your file for a mortgage. This can be heartbreaking for first time home buyers and investors alike, we can help you fix your credit score and provide guidance to get your score back up to “prime” (over 700 credit score) in much less time and with less amount of hassle.

One of the benefits of getting your credit score up as high as possible will also lower your cost of borrowing on other consumer credit such as credit cards, lines of credit, car loans and business loans as well.

Credit is key to buying your first home or first investment property, contact our team today if you or someone you know needs help with their credit. The system was built for bankers/lenders it is confusing, and frustrating let us help pull back the curtain and get you a betters score.

**You can check your credit score yourself on www.equifax.ca for a small fee or you can mail in a request and get it for free as a consumer. Checking your score yourself is a “soft pull” which does not affect your score. When a bank or credit issuing company pulls your credit that is considered a “hard pull” which will lower your credit score each time it is pulled so be aware of that when speaking to lenders.bankers/lenders it is confusing, and frustrating let us help pull back the curtain and get you a betters score.